How do single moms juggle so many responsibilities? There’s no one-size-fits-all formula, but some women seem to be connected to a form of universal wisdom that helps them deal with the rising cost of daycare, precise budgeting skills, keeping their kids safe, finding worthwhile work-from-home opportunities, and making time for themselves at the end of the day. Of course, there are more chores than just those, but they’re the main ones for millions of single parents who fight the good fight to raise children, put food on the table, and maintain their own sanity through the ups and downs of daily life. Here are a few of the ways successful moms keep everything together and navigate the complex modern world of financial, social, and parental responsibilities.
Finding the Best Daycare
Not only is daycare expensive, but the hunt for a reliable provider can also be exceedingly frustrating because prices are not standardized. Savvy parents know that step one for identifying a dependable daycare provider is to shop around. After that, consult friends to get referrals or work with social service agencies to get a list of affordable providers in your neighborhood.
Cutting Monthly Expenses
For so many mothers, everything begins with the monthly budget. The centerpiece of a sound personal balance sheet is minimizing expenses. Yes, the task is easier said than done, but there are several effective ways to reduce cash outflow on a regular basis. One of the most powerful methods is to refinance student loans through a private lender.
When you get a brand-new loan, like those available through Earnest student loan refinance options, it’s often possible to reduce monthly payments by a significant amount, get a more favorable interest rate, and take advantage of more lenient repayment terms. Moms who are currently attempting to deal with multiple student loans can do themselves a big favor by working with a private lender and refinancing into a single obligation or just one lower payment per month.
Keeping Kids Safe
Technology can go a long way toward helping keep kids safe. Newer versions of removable computer chips that are surgically implanted in a child’s arm or leg are one way to never lose contact with your child. Simpler solutions like GPS ankle bracelets are an inexpensive solution for always keeping tabs on young ones. Additionally, make certain your children always travel in pairs when walking. The central component of maintaining a safe environment for children is for parents to always know where they are.
Making Time for Yourself
It’s essential for hard-working mothers to set aside some time for themselves every day. Even if the busiest Mondays only allow for a few minutes of private time, meditation, or stretching, that’s better than nothing. There are so many health hacks to keep you on track with your self-care goals. Attempt to build at least 30 minutes of downtime into your personal daily schedule. Consider taking your needed breaks after youngsters are in bed, are at school, or whenever you can carve out a few minutes to sit quietly and rejuvenate body and mind. And, don’t forget to aim for at least eight hours of uninterrupted sleep every night.